Refinancing Your Home -

Refinancing Your Home

Information by State

Sometimes, refinancing your mortgage can really save you money. You may be able to pay less interest, lower your monthly payment, or convert from a 30-year loan to a 15-year loan (and build your equity faster!). But be sure that refinancing is right for you.

Learn how to refinance your FHA loan.
Is it a good time for you to refinance? Learn more about it.
Refinancing Calculator
Want to talk more? Contact one of our HUD-funded housing counseling agencies.
Your local government may use HUD's HOME program to fund local refinancing programs. Contact your local HOME representative.

U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455