AmericanAirlines Credit CardSM

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Q:Who is eligible to apply for an account?
A:Currently, residents of the US, Puerto Rico and US Virgin Islands are eligible to apply. Individuals with a billing address in the 50 United States may apply for an account online here. Individuals with a billing address in Puerto Rico or the U.S. Virgin Islands, or who prefer to apply by mail, may download a Spanish-language credit application here, or download an English-language credit application here.

Q: Tell me about the Fly Now, Pay Later option on this card when I use it at AA.com.
A: The Fly Now, Pay Later deferred payment option is available only when you use your AmericanAirlines Credit Card to make a ticket purchase on AA.com†. These ticket purchases get 6 Months No Payments, No Interest*.

Q: Do I get deferred payments when I don't use AA.com?
A: Yes, as an added card benefit, you'll receive 90 Days No Payments, No Interest* on tickets purchased through American Airlines telephone reservations, airport ticket offices, travel centers and travel agencies.

Q: Do I get deferred payments on purchases other than tickets?
A: Yes, you'll also get 90 Days No Payments, No Interest* on all other purchases from American Airlines, including AAdvantage® upgrades and Admirals Club® memberships.

Q: Do I receive AAdvantage® miles when using this card?
A: You won't earn extra AAdvantage miles by making purchases on this card. Of course, you can still receive AAdvantage miles based on your flight activity.

Q: Can I use the card to buy travel on other airlines?
A: Yes, as long as your ticket is issued by American Airlines (or on behalf of American Airlines by a travel agent), your itinerary may include flights on other airlines, such as flights operated by American's oneworld partners that have an AA flight number. Generally speaking, you can use the card to pay for any ticket purchase on AA.com. The AmericanAirlines Credit Card can't be used to pay for travel that is ticketed by another airline.

Q: Can I use the card to make purchases onboard the aircraft?
A: No, at this time, the AmericanAirlines Credit Card can't be used for onboard purchases.



*FINANCE CHARGES accrue on a promotional balance (which includes the promotional purchase and related fees for optional credit protection) from the transaction date at a rate in effect from time to time and all accrued FINANCE CHARGES for the entire promotional period will be added to your account if the promotional balance is not paid in full by the end of the promotional period or if you fail to make a required payment on your account when due, go over your credit lines, or make a payment to us that is not honored. See below for more details.**

**With credit approval for qualifying purchases made on the AmericanAirlines Credit Card. APRs up to 28.99%, but if your account has a variable APR, the APR is up to 28.99% as of January 7, 2009 and may vary. Minimum Finance Charge $2.00. Lower rates may apply. See card agreement for details, including when the default rate applies. Offer is only valid for consumer accounts in good standing and is subject to change or withdrawal without notice. May not be combined with any other credit promotion offer.

† Subject to credit approval

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