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“The Most Effective Money Management System Ever Conceived”
Achieve Debt Freedom and Financial Peace.
How Four Simple Secrets will
Liberate Your Personal Budget!

This is first and foremost about a completely new way of managing your money. A paradigm shift. The fact that it’s all done using extremely effective, easy-to-use software? That’s just a bonus.

Welcome to YouNeedABudget.com (yes, you do), home to a unique, powerful and proven way to manage your money that gets results. This methodology is called YNAB (Y-NAB).