Repair your credit by getting a credit report form a credit bureau. Consolidation can help repair credit and working with your creditors. Finances need to be budgeted and accounts brought current to restore your credit.

5 steps to do-it-yourself credit repair
Blotches on your credit report cost you. But, don't despair. It's never too late to become credit worthy -- just get started, and remember that it won't happen overnight. Here are 5 steps for impro
How to Repair a Bad Credit History
Step 1 Pay all of your bills on time. Late payments (payments that are 30 days late or more) have a negative effect on your credit rating. Step2 Reduce the number of credit cards you carry. Write t
How To Repair Your Credit
Don’t let anyone fool you into thinking you need to hire a professional to repair your credit. The truth is, there is nothing a credit repair company can do to improve your credit that you can’t do fo