Chapter 13 Bankruptcy Bankruptcy options are refinancing a home mortgage, credit repair, equity loans, second mortgage, or a personal loan. Debt consolidation, consolidation loans, loan consolidation are alternatives to bankruptcy.

Filing for Bankruptcy under Chapter 13
Chapter 13 is that part (or chapter) of the Bankruptcy code under which an assisted person may repay all or a portion of his or her debts under the supervision and protection of the bankruptcy court.